Job summary

Cape Town, South Africa, Africa
Career Level:
Senior (5+ years of experience)
Bachelor's Degree
Job type:
Full time

Head of Credit Portfolio Management (AA/EE) (Ref 117)

About this job



Overview:  The Head of Credit Portfolio Management is responsible for sound portfolio management and optimising the potential of portfolios within policy and legislative parameters. The incumbent will focus on developing mutually beneficial relationships with relevant business partners with a view to improving new business opportunities whilst mitigating risk. The Head of Credit Portfolio Management leads, coaches and supports a team of professionals tasked with making sound judgemental credit

This position comes with a generous Senior Management Package and benefits.decisions.

In line with our client’s transformation plan, suitably qualified African Black candidates who meet the criteria for the role will be given preference

Qualifications and Experience:
B.Sc / B.Com Honours / Master’s degree in Mathematics, Statistics, Economics, Finance, Financial Risk Management, Quantitative Risk Management, Actuarial Science, CA(SA) or equivalent


5 – 8 years judgemental Retail Credit experience
3 - 5 years experience in credit mandate
5 - 8 years experience in leading / managing a credit team 
5 – 8 years Analysis, Reporting and Modelling experience within a consumer based portfolio environment such as credit risk portfolio performance or customer value management 
5 - 8 years working knowledge and experience in using data analysis software packages such as SQL or SAS is essential 
5 - 8 years excellent data synthesis and interpretation skills 
5 - 8 years enowledge of the credit industry and credit life cycle management is essential 
5 – 8 years good working knowledge of MS Office (Intermediate - advanced)


 Role and Responsibilities:

Contributes to cost efficiencies.

Builds and maintains optimal relationships and networks with relevant Credit Risk stakeholders.

Researches, designs and implements best practice customer service solutions.

Ensures good governance, risk management and compliance within portfolios.

Evaluates risk to organisation and makes recommendations to mitigate risk and limit liability and loss.

Manages the business processes for area of responsibility.

Manages the required resources to enable business performance and achieve business objectives.

Manages, monitors and enables an optimal risk profile for relevant credit portfolio.

Ensures resourcing decisions are aligned to the Transformation Plan.

Implements performance management across the area of responsibility.

Participates in planned activities that are appropriate for own and staff development in area of responsibility.

Job keywords/tags:  B.Sc / B.Com Honours / Master’s degree in Mathematics , Statistics , Economics , Finance , Financial Risk Management , Quantitative Risk Management , Actuarial Science , CA(SA) or equivalent
Developed by Figo Mago at
You are here: Home Job Seekers Current Jobs